Who we are
At Renton Consulting we are a professional services firm specialised in credit insurance, surety bonds and corporate financing for companies, with a clear vocation to deliver strategic value to organisations in financial risk management and the optimisation of their resources.
We work with an extensive network of insurance carriers and financial institutions, which enables us to offer our clients access to competitive, structured solutions tailored to their specific needs, always with the independence and objectivity that define a strategic financial consultancy.
We support companies in the optimisation of their financial structure, facilitating access to key instruments that enhance their operational capacity and strengthen their position in the market.
Credit insurance
Trade credit insurance provides financial security by protecting companies against customer non-payment and is a cornerstone of financial risk management, safeguarding economic stability and improving cash flow.
With a credit insurance policy, companies obtain not only coverage in the event of default, but also ongoing access to up-to-date credit information, which helps them assess the risk profile of their customers and maintain stronger active risk management.
As specialists in credit and surety insurance, we accompany our clients throughout the entire process: we analyse the customer portfolio, assess exposure to default risk, design the most suitable coverage structure and negotiate the most advantageous terms.
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Whole-turnover policies covering the entire receivables portfolio.
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Coverage on named or selected debtors, with no requirement to insure the full customer portfolio.
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Excess-of-Loss / Second Layer coverage to extend and complement primary or existing policies.
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Single Risk / Single Buyer coverage — individual policies per client or per project/contract.
Bank guarantees and SBLC
We are experts in the structuring and issuance of unsecured international guarantees, including bank guarantees, standby letters of credit (SBLC) and on-demand guarantees, always under the ICC Uniform Rules (URDG 758, UCP 600 and ISP98).
We facilitate access to bank guarantees and SBLCs on the best market terms, with no need for a pre-existing banking relationship and without immobilising assets (unsecured guarantees).
For each client, we identify the most competitive, agile solution, tailored to their specific transaction.
Surety
Corporate guarantees, an alternative to bnk guarantees
Surety insurance represents a genuine alternative to corporate guarantees issued by banks.
Unlike bank guarantees, surety bonds without pledged collateral do not tie up assets nor count as risk exposure in CIRBE (the Central Credit Register of the Bank of Spain). They enable companies to improve cash flow, preserve the operational liquidity they require and allocate resources to strategic investment and growth, thereby strengthening their overall financial position.
At Renton Consulting we are experts in the issuance of corporate surety bonds and guarantees, both before Public Administrations and between Private Parties, providing specialised advisory services on bonds tailored to each transaction.
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Public procurement bonds — Bid Bonds (provisional guarantee) and Performance Bonds (definitive guarantee) before Public Administrations.
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Advance Payment Bonds, Performance Bonds and Retention Bonds.
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Customs Bonds (across the different tax regimes).
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Tax Deferral Bonds.
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Activity or Licence Bonds (gambling operators, travel agencies, waste management, temporary employment agencies, among others).
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Renewable Energy Bonds in all their forms.
International guarantees
Our team combines deep technical and legal expertise with a consolidated network of institutions, allowing us to design bespoke international surety insurance for companies that protects our clients’ interests in highly complex cross-border operations.
We design and negotiate both international surety insurance and international bank guarantees.
We accompany companies and institutions through every stage of the process, mitigating risks, optimising costs and ensuring compliance with the requirements set by the beneficiary of the guarantee.
Corporate financing solutions
We are experts in accessing and structuring financing solutions for companies, with a particular focus on financing solutions for large corporates with complex operations.
We analyse each client’s financial position and design the most efficient strategy by combining bank financing, alternative financing, public funds and private capital, enabling our clients to fund their growth in a simple, agile and optimised way.
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Working capital financing (revolving credit lines, commercial discounting, factoring, reverse factoring/confirming, forfaiting, receivables advance and supply chain finance).
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Short-term financing — under 12 months (short-term loans, letters of credit, documentary credits and FX hedging solutions).
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Long-term financing — over 12 months (long-term loans, finance lease, operating lease, sale and leaseback, project finance).
Other
Services
Insurance brokerage
As insurance brokers registered with the Spanish Directorate-General for Insurance and Pension Funds (DGSFP), we are authorised to act as intermediaries in any line of insurance, offering our clients independent, objective and fully regulated advice. Whatever the insurance need, we have the capacity, the resources and the partnerships in place to find the most appropriate solution.
Contact
Direction
Somoguas Forum Building.
89 Pinar de Somosaguas Street
2nd floor, office 16.
28223. Pozuelo de Alarcón. Madrid.
